Cantons / St. Gallen
Net salary in St. Gallen
With CHF 100’000 a year, a single person without children in St. Gallen takes home CHF 6’490 a month. Withholding tax is 12.47% of gross pay, and St. Gallen ranks 15th of 26 cantons for this salary.
Gross to net in St. Gallen
| Gross per year | Single | Married, 2 children |
|---|---|---|
| CHF 60’000 | 4’106tax 8.5% | 4’527tax 0.1% |
| CHF 80’000 | 5’296tax 10.8% | 5’903tax 1.7% |
| CHF 100’000 | 6’490tax 12.5% | 7’228tax 3.6% |
| CHF 150’000 | 9’394tax 16.0% | 10’428tax 7.7% |
| CHF 200’000 | 12’232tax 18.6% | 13’455tax 11.3% |
Net per month in CHF, 12 salaries, age 34, no church tax. Married: one income. Pension fund and accident insurance are estimates.
St. Gallen compared with other cantons
For a single person earning CHF 100’000, St. Gallen ranks 15th of 26. That's CHF 13 a month less than in Appenzell Ausserrhoden, and CHF 8 more than in Valais. See all 26 cantons.
Withholding tax in St. Gallen
- St. Gallen sets the rate from your monthly pay. In the month you get a 13th salary, it's added to that month's pay, so the rate for that month is higher.
- St. Gallen publishes tariffs with and without church tax. You pay church tax only if you belong to a recognised church.
- Cross-border commuters from Germany with a residence certificate (Gre-1) pay Swiss withholding tax of at most 4.5%.
- St. Gallen has no special agreement with France, so commuters from France pay the normal tariff.
If you live in Switzerland and earn CHF 120’000 gross a year or more, you have to file a tax return after the year ends, and the tax office calculates your final tax. This federal rule applies in every canton.
Tax rates in the city of St. Gallen
Cantonal and municipal tax are usually a multiple of the cantonal base rate. In St. Gallen for 2026:
- Canton105%
- Municipality of St. Gallen138%
- Protestant church25%
- Roman Catholic church26%
Source: ESTV, tax multipliers of cantonal capitals 2026. Withholding tax is the same in every commune of the canton. These rates matter if you're taxed the ordinary way, for example with a C permit.
Family allowances
- Child allowanceCHF 245
- Education allowanceCHF 298
Per child and month, paid with your salary. The education allowance replaces the child allowance once the child is in post-compulsory education, up to age 25. Source: BSV, family allowances 2026.
Official information
For the tariff tables and questions about your own case, contact the cantonal tax office: withholding tax in St. Gallen.